Licensing & Disclosures

Effective Date: July 2, 2026

Welcome to Greyguard Insurance Group (“Greyguard,” “we,” “our,” or “us”). By accessing or using www.greyguardinsurance.com, you agree to these Terms of Use. If you do not agree, please do not use this website.‍Greyguard Insurance Group (“Greyguard,” “we,” “our,” or “us”) respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains what information we collect, how we use it, and the choices you have regarding your information when you visit www.greyguardinsurance.com.

Introduction

Greyguard Insurance Group is an independent insurance agency. Unlike agencies that represent a single insurance company, we work with multiple insurance carriers to help clients compare coverage options and find solutions that best fit their individual needs.

Recommendations are based on the information you provide, available products, carrier guidelines, and your unique circumstances. Product availability, underwriting requirements, premiums, and benefits vary by carrier and state.

Independent Insurance Agency

Greyguard Insurance Group is headquartered in Morgantown, West Virginia, and maintains its resident insurance license in the State of West Virginia.

Greyguard Insurance Group and its licensed agents are authorized to offer insurance products only in states where they are properly licensed and appointed. Because licensing requirements and carrier availability vary by state, not all products or services are available in every location.

If you have questions about product availability in your state, please contact us.

Insurance Licensing

Requesting information, submitting a contact form, or requesting a quote through this website does not create insurance coverage or guarantee approval for any insurance product.

All insurance policies are subject to carrier underwriting, eligibility requirements, policy terms, and approval by the issuing insurance company. Coverage is not effective until all applicable carrier requirements have been satisfied and the policy has been issued.

No Guarantee of Coverage

Greyguard Insurance Group is an independent insurance agency and is not affiliated with or endorsed by the U.S. government, the Centers for Medicare & Medicaid Services (CMS), or the federal Medicare program.

Medicare Advantage, Medicare Supplement, and Medicare Part D Prescription Drug Plans are offered through private insurance companies that contract with Medicare.

Medicare Disclosure

Greyguard Insurance Group provides education and recommendations regarding insurance-based retirement products, including income annuities, fixed indexed annuities, and other insurance products where appropriately licensed.

Greyguard Insurance Group does not provide investment advisory services, securities recommendations, or managed investment accounts.

When investment management or investment advisory services are appropriate, clients may be referred to Lasting Mark Retirement Group, LLC, a Registered Investment Adviser (RIA). Any investment advice is provided solely by Lasting Mark Retirement Group, LLC or another appropriately licensed investment professional—not by Greyguard Insurance Group.

Retirement Planning Disclosure

For your convenience, this website may include links to third-party businesses, organizations, or educational resources.

Greyguard Insurance Group does not control or guarantee the products, services, or information provided by third-party organizations and is not responsible for their content, privacy practices, or policies.

Third-Party Resources

The information provided on this website is intended for general educational and informational purposes only. It should not be interpreted as legal, tax, accounting, or individualized financial advice.

Insurance recommendations should always be based on your specific circumstances and a personal consultation with a licensed insurance professional.